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To those who's been asking me questions like "Oh are you going to London?". The answer in no because my parents is so poor they can't afford to send me there and so I have to apply for a loan. Apparently MARA doesn't provide for those who want to continue for paper F but only for paper P.
Plus if you want to apply an offer letter, you must have an exemption letter. That exemption letter are available once you are an ACCA student so that you wont have to pay that extra paper. Since I'm still a CAT student I can't apply for the offer letter thus I still can't apply for the loan. Comprende?
And since even loan can't support my studies in London, I decide to not continue my studies there also afraid that I have to bear that much of loan cause you know I'm poor right? Yeah that basically answers all your questions and more.

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